Off-Road Vehicles Insurance

If you're involved in an accident on the trails, having off-road vehicle insurance can help you avoid having to pay out of pocket. Coverage options may include but are not limited to: Coverage of collisions. Collision coverage may assist pay for repairs to your car if you hit a fence, a tree, or another off-road vehicle, as well as liability for bodily harm.

Off-road vehicles are not typically covered by home or auto policies.

If you assume your off-road vehicle is already covered by your existing homeowners or car insurance policies, you’re in for a big surprise. Many homeowners policies exclude ATVs, dirt bikes, snowmobiles, and the like, so you could be out of pocket if your vehicle is stolen or damaged. Additionally, standard auto insurance policies typically won’t cover such vehicles, given the unique risks of driving off-road.

Policies can be customized to your off-road vehicle and usage.

A specialty off-road vehicle insurance policy will usually be custom-made for your off-road vehicle and the way you use it. As with ordinary car or truck insurance, you can choose from several components.

We'd be happy to answer any questions you may have.